Seek Medical Attention Immediately, Regardless of How You are Feeling
In many car wrecks, the soreness typically does not set in until around the second day. The person who caused your accident, and even your own insurance company, will argue you are not hurt because you simply did not seek medical attention directly after the accident. You need to preclude the argument and the possibility of having and intervening accident by going to the Doctor–even if you do not think you are injured.
Notify your Insurance Company but Do Not Give or Sign a Statement
You are obligated to notify your insurance company immediately after an accident. This will ensure your coverage is not denied. However, you are not obligated to give more details other than the date, time, and location of the accident.
Do Not Talk to an Insurance Agent or Adjuster Without Legal Representation
An Insurance Company’s objective is to pay as little as possible. Subsequently, the insurance companies want to elicit statements from you that benefit them, not you! While you may think your insurance company is your good neighbor when it comes time to paying out money, they are not your friend.
Do Not Leave the Scene of an Accident
Call 911 and wait. Do admit fault but answer questions honestly about how the how the accident happened.
Do not Accept a Payout Without Counsel
If your Insurance Company or anybody sends you a check, regarding your case, DO NOT sign or cash the check.
Do Not Release Your Medical Records
Simply do not cooperate with anyone after an accident except the police; unless you have an attorney representing your rights.